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Moreover, the welcome bonuses from cruise credit cards are not strong. General travel credit cards offer bonuses that are worth much more than this — sometimes providing more than $1,000 in value. Additionally, cruise credit cards usually don't offer travel protections for any problems you encounter during your trip. Being able to make a single purchase (or do a balance transfer) and receive a welcome bonus helps make this card worth considering for frequent Carnival cruisers.
Carnival® World Mastercard®
It's likely that those cards — though they don't say "cruise" in the name of the card — will actually serve you better. For additional options, see our full lists of the best cash-back and general travel rewards credit cards. If you're looking to rack up points, many other credit cards earn more bonus points on specific category spending, such as travel, dining, gas and groceries.
Earn 25,000 FunPoints® after spending $500 in the first 90 days, redeem for $250 toward your next cruise purchase2
The card offers elevated rewards on dining and travel purchases, including cruises. Rewards points are transferable to a number of air and hotel programs. Like our other flexible card recommendations, you can either earn points by paying for your cruise with the card or redeem points by purchasing your cruise through Bilt’s travel portal. Spend just enough on the cruise card to access the initial bonuses and then only use it to pay for cruise-specific purchases. A cruise credit card will not earn you special status with your cruise line, give you a ton of travel perks or get you free cruises quickly. You'll likely get more bang for your buck with a more general travel card.
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Norwegian Cruise Line® World Mastercard®
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Which credit card is best for cruises?
The Discover it® Miles is a solid rewards credit card for cruises if you don’t want to pay an annual fee. This card gives you 1.5X miles for each dollar you spend, and Discover will match all of the miles you earn during your first year of card membership (after the first year is up). You can redeem your miles in the form of statement credits to cover eligible travel purchases (including cruises) at a rate of 1 cent per mile. The ultra premium The Platinum Card® from American Express (terms apply, see rates & fees) offers extra onboard amenities on cruises booked through American Express Travel’s Cruise Privileges Program. Similar to the American Express Fine Hotels and Resorts program, Cruise Privileges provides additional perks such as onboard ship credit. By holding an Amex card, you’ll get access to the Amex Offers program which regularly features discounts or extra points for various cruise lines.
Sometimes, cards with average stand-alone ratings may still rank highly on a particular list according to how a person looking for a card in that category may value certain card features. Our editors are committed to bringing you unbiased ratings and information. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below. There’s a sea of incredible benefits to enjoy with the Royal Caribbean Visa Signature® card even when you’re not sailing. From rental car coverage and roadside assistance to price protection and purchase security, cardholders enjoy these benefits with their card.
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For example, with Carnival Vacation Protection, you’ll get trip cancellation and interruption coverage that lets you cancel for any reason. You’ll also get baggage insurance (up to $1,500), medical coverage (up to $10,000) and emergency evacuation coverage (up to $30,000) — all starting at $49 per person. While we adhere to stricteditorial integrity,this post may contain references to products from our partners. Here's an explanation for how we make money.The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. The card's two big highlights are that it has no annual fee and no foreign transaction fees.
The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers.
On top of that, you can redeem your points for hotels, flights and even cruises. It’s easy to collect points quickly since you’ll earn at least two points on all eligible purchases. If you book travel through the Capital One Travel portal, you can earn five points per dollar on your flight purchases to get you to your departure port. If you need an overnight stay beforehand, then earn 10 points per dollar by snagging your hotel through the Capital One travel portal. The Royal Caribbean card includes some additional benefits under its Visa Signature label.
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The information for the Carnival cruise credit card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. When you pay for your trip with The Platinum Card® from American Express, you’ll be covered for trip delays and cancellations, lost luggage and emergency medical assistance, and you’ll get primary rental car coverage, too.
Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers. There are date restrictions (no Christmas or New Year's sailings), and you can't combine the cruise rewards with other promotional offers or restricted pricing.
Students studying abroad will pay no foreign transaction fees (and no annual fee) while earning flat-rate rewards points with flexible travel redemption options. Plus, the intro APR offer makes this a good card for any students who need to make a big purchase or move debt over from another card. The points it earns, however, are worth 2 cents apiece according to TPG's valuations.
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